LUMENAVE Finance can help your organization use the technology of need without much impact on your overall budget. LUMENAVE Finance helps organization smoothen and maximize their cash flows and profitability.

At LUMENAVE, we believe it is the use of well-implemented technologies and solutions that generate revenue/profits not the ownership. Thus, through our partnership with leading original equipment manufacturers (OEMs) of IT products and experienced leasing companies around the globe, we are able to offer this service to small, medium and large scale businesses. Hence, if you appreciate that IT technology, project, asset, resource, or solution and funding it is an issue then consider LUMENAVE Finance to support you.

Why Use LUMENAVE Finance?

LUMENAVE Finance offers the organization the following business benefits

• Smoothens IT investment over a period of time preventing occasional and unpredictable spikes in IT expenditures

• Enables effective planning of budget as IT cost is fixed during the contract duration.

• Allows for the preservation of cash savings which can be used for servicing of other pressing budget or liquid assets

• Create opportunity for reduced tax burdens through the payment of financed costs

• Predictable payment streams, improved financial performance metrics like return on investment (ROI) and return on assent (ROA)

• Simplify managing budget and technology

Why use LUMENAVE Capital?

LUMENAVE Capital is unique to other lessors and can:

• Customers enjoy highly competitive rates for IT projects, asset acquisitions, solutions and others

• Well-structured, clear and flexible terms and payment structures

• Allows customers easily adopts new technology replace obsolete technology and plan for technology changes

Customer Categories

We offer this service based on four customer categories as shown below:

Note: Customers are expected to pay minimum and initial cash outlay refer to as 'Project Commitment and Consent Fee (PCCF)' as indicated below:

• Platinum-20% of initial capital outlay for the intending project is required.

• Gold-30% of initial capital outlay for the intending project is required.

• Silver-40% of initial capital outlay for the intending project is required.

• Bronze-50% of initial capital outlay for the intending project is required.

LUMENAVE Finance and Capital is only available for all ICT projects to be designed, implemented and supported by LUMENAVE Professional Service team.